The right Choice

Choice Benefits Ltd is, quite simply, a different kind of Intermediary. In a market increasingly dominated by anonymous conglomerates, Choice Benefits stands firmly by its founding vision that service can only be meaningful if it is grounded in sustained relationships.

Serving a deliberately focussed client base, Choice Benefits provides unparalleled, bespoke assistance, including clear guidance and advice on insured and non-insured benefits to help keep your workforce healthy and support your company when it is needed most.

Choice Benefits Ltd is authorised and regulated by the Financial Conduct Authority. Financial services register number: 706547. Choice Benefits Ltd is registered in England. Registered No 09422179. Registered address: 22 Wenlock Road, London N1 7GU Further information can be found on our Compliance page

What we do - Company

You have a business to run. So we will take away all of the work, wasted time, worry and guesswork. We will add trust and expert advice.

Put simply, we listen and learn about you, your company and your company's needs, no matter how small or large. We will do the research and present you with clear and concise information before advising you of your options and then providing a firm recommendation.

Driven by our commitment to finding the right services to match your needs, we base every solution on the understanding that every organisation is unique. While we remain intentionally compact in order to preserve our own sense of focus, purpose and identity, we have the resources and the reach to fully inform and support your company.

Employee benefits are a big decision for every organisation, our clients can be safe in the knowledge that we will choose the right benefits from the right provider and the right levels of cover. We will negotiate each of the elements and benefits of the scheme with your chosen provider and we will be there should there be any operational issues with the provider of choice.

Once you have chosen your scheme, we will make it happen. Your renewals will be structured, hassle free, stress free and take as little of your time as possible - after all you have a business to run.

Employee benefits search and match

We want to know what is important to you other than just getting the cheapest cover. We take the time to learn more about you and your company.

This could be superior service or a provider that has facilities near to your main office and workforce. Different providers have characteristics all of their own and where we see a good cultural match between your companies, we will highlight these to you.

Meeting your needs and expectations

Our approach is to be as embedded in your company as you need us to be. We want to know what drives your need for employee benefits and will offer experience in helping you make the right decision for you. You will get clear guidance and we will remove all ambiguity and hesitation from the decision making process. Your needs and expectations will be the driving factor behind what we do.

What we do - Individual

Securing the best deal for your health can be a challenge. So we will take away all of the work, wasted time, worry and guesswork. We will add trust and expert advice.

Put simply, we listen and learn about you and your needs, no matter how small. We will do the research and present you with clear information before advising you of your options and providing our experience driven recommendations.

Driven by our commitment to finding the right services to match your needs, we base every solution on the understanding that everyone is unique. Here at Choice Benefits we remain intentionally compact in order to preserve our own sense of focus, purpose and identity, but we have the resources and the reach to professionally advise, inform and support you.

Private health and protection is a big decision for everyone. Our clients can be safe in the knowledge that we will choose the right benefits from the right provider and the right levels of cover. On your behalf we will discuss and agree the benefits of your scheme with your chosen provider and should there be any problems simply call us and let us take care of it on your behalf.

Once you have chosen your scheme, we will take care of the details for you. Your renewals will be hassle free, stress free and you can be assured of exceptional service every time.

Your Health Cover

We want to know what is important to you other than just getting the cheapest cover. We take the time to learn more about you and your needs.

This could be specific provider, or one that has facilities near your home and work. Different providers have characteristics all of their own and where we see a good fit, we will highlight these to you.

Your needs and expectations will be the driving factor behind what we do

Our approach is to be as close to you as you need us to be. We want to know what drives your need for private healthcare and we will give you our experience in helping you make the right decision for you. You will always get clear guidance and we will remove all doubt and hesitation from the decision making process. Your needs and expectations will be the driving factor behind what we do.

Products and services

UK PMI

Private medical insurance (PMI) allows you to avoid NHS waiting lists and receive fast-track consultations and private treatment for short-term, curable medical problems. You are treated privately in an NHS hospital or in a private hospital. Choice Benefits are completely independent and use the whole of market.

International PMI

International Private Medical Insurance (IPMI) for expatriates is coverage that an individual purchases for themselves and/or their family when assigned internationally. An International Private Medical Insurance plan will enable you to afford the best treatment available, wherever you are. In addition, our experts will make sure to find the best deal on IPMI from the top international providers, to ensure it suits your individual needs

Business Travel Insurance

A business travel insurance policy covers you and your equipment while you're away on business. This can also extend to leisure cover and family if required.

Income Protection

Income protection insurance protects your monthly income if you're unable to work due to accident, sickness and/or unemployment.

Death in Service

Relevant life policies are a way of providing death in service benefits on an individual basis, no matter how small your business is. They are not classed as a 'benefit in kind' so no tax is payable on the premiums, and in most cases the benefits are paid free of inheritance tax if they are payable through a discretionary trust.

Company Cashplan

A business health cash plan can help keep your workforce happy and healthy, minimising absenteeism and maximising productivity. Schemes can start from as little as £1 per week, so a cash plan is an affordable way of expressing concern for the welfare and wellbeing of your staff - which is a great way to motivate and inspire loyalty.

Key Man Insurance

Key person insurance, also commonly called key man insurance and is an important form of business insurance. There is no legal definition for "key person insurance". In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.

Critical Illness cover

Critical illness cover, also known as critical illness insurance, is a long-term insurance policy to cover specific serious illnesses listed within a policy. Should the worst happen, it gives a tax-free ‘lump sum’ – a one-off payment, to help pay for your mortgage or rent, debts, or pay for alterations to your home such as wheelchair access should you need it, but it’s your choice how you spend it.

Dental insurance

Dental plans give you peace of mind when visiting the dentist, contributing to or paying for the full cost of treatment or regular check-ups. This means that you have the option to choose between NHS and private dental practices, giving you the opportunity to avoid lengthy waits for treatment of those unexpected problems.

Employee Assistance Programme

Employee Assistance Programmes (EAP) are employee benefit programmes offered by many employers. EAP are intended to help employees deal with personal problems that might adversely impact their work performance, health and well-being. EAP generally include assessment, short-term counselling and referral services for employees and their immediate family.

Occupational Health

Occupational health teams keep people well at work – physically and mentally. Occupational health services will help keep your employees healthy and safe whilst in work and manage any risks in the workplace that are likely to give rise to work-related ill health.

Health Screenings

A health assessment will give you an overview of your current health. It can help identify any future health risks and offer you practical ways to get healthier and fitter. We offer a number of assessments suitable for your needs.

Meet the team

The team - working for you.

Nick Stone

Director

With a solid background in company and individual health insurance and employee benefits industry, Nick has a depth of knowledge that will add significant value to the decisions you want to make.

Terry Shelbourne

Director

Having worked in world class private medical insurance, the NHS, wellness and employee benefits organisations, Terry adds a unique perspective for Choice Benefits clients as they consider what benefits they need whether individual or company clients.

John Crompton

Director

20 years spent in the private medical insurance industry means John is ideally suited to advise all companies and individuals. Aligning your specific needs with his industry knowledge will result in a scheme that matches your needs and a considerable enhancement to your benefits package.

Contact Us

We are always pleased to hear from existing and prospective clients. The team will be available during office hours but if you have an urgent matter out of hours, we'll do our best for you.

Telephone

0330 606 6600

Surface Mail

P.O. Box 323
Choice Benefits Ltd
Ormskirk
Lancashire
L39 0WA
UK

Or use our contact form below for a ring back